﻿<?xml version="1.0" encoding="utf-8"?>
<rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" version="2.0">
  <channel>
    <title>Financial Aid Blog</title>
    <itunes:author />
    <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856</link>
    <description>Announcements and updates on financial aid for Luther Seminary students.</description>
    <language>en</language>
    <pubDate>Mon, 04 Mar 2013 19:35:06 GMT</pubDate>
    <lastBuildDate>Mon, 04 Mar 2013 19:35:06 GMT</lastBuildDate>
    <image>
      <url>http://www.luthersem_thumb.edu</url>
      <title>Financial Aid Blog</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856</link>
      <width>144</width>
      <height>144</height>
    </image>
    <itunes:image href="http://www.luthersem.edu" />
    <itunes:summary>Announcements and updates on financial aid for Luther Seminary students.</itunes:summary>
    <itunes:category text="Religion &amp; Spirituality">
      <itunes:category text="Christianity" />
    </itunes:category>
    <itunes:category text="Education" />
    <item>
      <title>Siebert Lutheran Foundation Tuition Grants</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=2459</link>
      <description>&lt;span&gt;Wisconsin MDIV students: The Siebert Lutheran Foundation Tuition Grants applications are now available. They can be found at:&amp;nbsp;
&lt;/span&gt;
&lt;a href="/finaid/2013-2014_Siebert_Grant_App.pdf" rel="nofollow nofollow" target="_blank"&gt;http://www.luthersem.edu/finaid/2013-2014_Siebert_Grant_App.pdf
&lt;/a&gt;
&lt;span&gt;. These grants are available to any MDIV, who was a
&lt;/span&gt;
&lt;span class="text_exposed_show"&gt;nd still is a member of a Wisconsin church at the time they 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=2459"&gt;read more...&lt;/a&gt;&lt;/span&gt;
</description>
      <pubDate>Mon, 04 Mar 2013 19:34:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>Wisconsin MDIV students: The Siebert Lutheran Foundation Tuition Grants applications are now available. They can be found at:&amp;nbsp; http://www.luthersem.edu/finaid/2013-2014_Siebert_Grant_App.pdf . These grants are available to any MDIV, who was a nd still is a member of a Wisconsin church at the...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>Transfer of student loans serviced at ACS</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1633</link>
      <description>&lt;p&gt;Over the next 6 months, the Dept. of Education will be transferring student loans currently being serviced by ACS to other Direct Loan Servicers.&amp;nbsp; The first group will include loans that are in an in school or in deferment status where payments are not being made.&amp;nbsp; After that, loans in any 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1633"&gt;read more...&lt;/a&gt;&lt;/p&gt;
</description>
      <pubDate>Mon, 14 Jan 2013 22:16:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>Over the next 6 months, the Dept. of Education will be transferring student loans currently being serviced by ACS to other Direct Loan Servicers.&amp;nbsp; The first group will include loans that are in an in school or in deferment status where payments are not being made.&amp;nbsp; After that, loans...</itunes:summary>
      <itunes:author>lhamel001</itunes:author>
    </item>
    <item>
      <title>2013-2014 FAFSA Information</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1459</link>
      <description>&lt;p&gt;The 
&lt;strong&gt;2013-2014
&lt;/strong&gt; Free Application for Federal Student Aid (FAFSA) form will be available for completion on 1/1/2013.&amp;nbsp; In order to be eligible for student loans for the 2013-2014 academic year, you must reapply or complete this form.&amp;nbsp; Summer 2013 classes are part of the 2013/2014 academic year.&amp;nbsp; 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1459"&gt;read more...&lt;/a&gt;&lt;/p&gt;
</description>
      <pubDate>Tue, 08 Jan 2013 20:44:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>The 2013-2014 Free Application for Federal Student Aid (FAFSA) form will be available for completion on 1/1/2013.&amp;nbsp; In order to be eligible for student loans for the 2013-2014 academic year, you must reapply or complete this form.&amp;nbsp; Summer 2013 classes are part of the 2013/2014 academic...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>Luther Application for Financial Aid</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1458</link>
      <description>&lt;p&gt;This document is available for completion at 
&lt;a href="/faonline"&gt;www.luthersem.edu/faonline
&lt;/a&gt;.&amp;nbsp; Be sure that all questions are answered, even if it is zero.&amp;nbsp; Do not leave any question blank.&amp;nbsp; If you will be on internship but still plan to use financial aid for living expenses, you need to complete the form. &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1458"&gt;read more...&lt;/a&gt;&lt;/p&gt;
</description>
      <pubDate>Tue, 08 Jan 2013 20:42:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>This document is available for completion at www.luthersem.edu/faonline .&amp;nbsp; Be sure that all questions are answered, even if it is zero.&amp;nbsp; Do not leave any question blank.&amp;nbsp; If you will be on internship but still plan to use financial aid for living expenses, you need to complete...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>Financial Aid Disbursements for J Term and Spring Term</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1400</link>
      <description>&lt;p&gt;
&lt;span style="font-family: tahoma,sans-serif;"&gt;All Luther aid&amp;nbsp; for both J Term and Spring Term which  includes loan disbursements, grants, and scholarships, will be  disbursed to students on February 25, 2013.&amp;nbsp; Between the two terms, you must be taking a combined total of 1.5 courses to be eligible for federal direct loans and 2.0 courses 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1400"&gt;read more...&lt;/a&gt;&lt;/span&gt;
&lt;/p&gt;
</description>
      <pubDate>Wed, 31 Oct 2012 21:28:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>All Luther aid&amp;nbsp; for both J Term and Spring Term which includes loan disbursements, grants, and scholarships, will be disbursed to students on February 25, 2013.&amp;nbsp; Between the two terms, you must be taking a combined total of 1.5 courses to be eligible for federal direct loans and 2.0...</itunes:summary>
      <itunes:author>lhamel001</itunes:author>
    </item>
    <item>
      <title>Disbursement of Fall Refund Checks</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1343</link>
      <description>&lt;span style="font-family: tahoma,sans-serif;"&gt;All Luther aid which includes loans disbursements, grants, and scholarships, will be disbursed to students on Sept 24th.&amp;nbsp; We  will send you an email when the funds are available and how to proceed  in order to obtain the funds.&lt;br /&gt; &lt;br /&gt;Have a great first week of classes.&lt;br /&gt;&lt;/span&gt;</description>
      <pubDate>Tue, 04 Sep 2012 16:44:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>All Luther aid which includes loans disbursements, grants, and scholarships, will be disbursed to students on Sept 24th.&amp;nbsp; We will send you an email when the funds are available and how to proceed in order to obtain the funds.  Have a great first week of classes....</itunes:summary>
      <itunes:author>lhamel001</itunes:author>
    </item>
    <item>
      <title>New financial aid satisfactory academic progress policy</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1333</link>
      <description>&lt;p&gt;&lt;span style="color: #000000; font-family: arial,sans-serif; font-size: 13px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: 18px; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff; display: inline ! important; float: none;"&gt;Starting this fall a new Academic Progress policy will be in effect. Failure to meet the standard for two consecutive terms will result in suspension of your financial aid. You can find the new policy at:&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="/finaid/progress.aspx?m=4361" target="_blank"&gt;Satisfactory Academic Policy - Financial Aid&lt;/a&gt;&lt;/p&gt;</description>
      <pubDate>Thu, 23 Aug 2012 18:35:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>Starting this fall a new Academic Progress policy will be in effect. Failure to meet the standard for two consecutive terms will result in suspension of your financial aid. You can find the new policy at: &lt;br/&gt;
 Satisfactory Academic Policy - Financial Aid &lt;br/&gt;...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>Financial Aid Office Closed on Friday, July 13th</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1284</link>
      <description>&lt;p&gt;The Financial Aid Office staff will be off campus on Friday, the 13th so the office will be closed.&amp;nbsp; If you have any questions or need to visit with the staff, please plan to do so before Friday.&amp;nbsp; No emails or calls will be returned that day.&amp;nbsp;&lt;/p&gt;</description>
      <pubDate>Tue, 10 Jul 2012 18:45:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>The Financial Aid Office staff will be off campus on Friday, the 13th so the office will be closed.&amp;nbsp; If you have any questions or need to visit with the staff, please plan to do so before Friday.&amp;nbsp; No emails or calls will be returned that day.&amp;nbsp;&lt;br/&gt;...</itunes:summary>
      <itunes:author>lhamel001</itunes:author>
    </item>
    <item>
      <title>Don't Pay to Complete the FAFSA</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1157</link>
      <description>&lt;a href="http://boston.cbslocal.com/2012/03/02/students-warned-about-site-that-charges-for-financial-aid-application/" target="_blank"&gt;The actual FAFSA is ALWAYS free.&lt;/a&gt;</description>
      <pubDate>Mon, 05 Mar 2012 14:29:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>The actual FAFSA is ALWAYS free....</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>2012 Clergy Tax Workshop</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1106</link>
      <description>&lt;p&gt;
&lt;span style="color: #000000; font-family: 'lucida grande',tahoma,verdana,arial,sans-serif; font-size: 11px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: 14px; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff; display: inline ! important; float: none;"&gt;It is time to mark your calendar for the Annual Clergy Tax and ELCA Board of Pensions Workshop. This workshop serves as a brief primer to the intricacies of clergy tax law and a basic introduction to the options available under the ELCA Board of Pension benefit programs. For years, seniors have given 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1106"&gt;read more...&lt;/a&gt;&lt;/span&gt;
&lt;/p&gt;
</description>
      <pubDate>Fri, 20 Jan 2012 17:57:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>It is time to mark your calendar for the Annual Clergy Tax and ELCA Board of Pensions Workshop. This workshop serves as a brief primer to the intricacies of clergy tax law and a basic introduction to the options available under the ELCA Board of Pension benefit programs. For years, seniors have...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>2012/2013 Financial Aid Application</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1088</link>
      <description>The 2012/2013 financial aid application is now available. &amp;nbsp;You can find it by going to&lt;a href="/faonline" target="_blank"&gt; www.luthersem.edu/faonline&lt;/a&gt;. &amp;nbsp;The login will be the same as your email and MyLutherNet login. &amp;nbsp;If you are unable to access the application please contact us at finaid@luthersem.edu.</description>
      <pubDate>Fri, 06 Jan 2012 15:40:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>The 2012/2013 financial aid application is now available. &amp;nbsp;You can find it by going to www.luthersem.edu/faonline . &amp;nbsp;The login will be the same as your email and MyLutherNet login. &amp;nbsp;If you are unable to access the application please contact us at finaid@luthersem.edu....</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>Change to the Federal Application Process (FAFSA)</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1072</link>
      <description>&lt;p&gt;
&lt;strong&gt;2012-2013 FAFSA Information
&lt;/strong&gt;
&lt;strong&gt;
&lt;/strong&gt;
&lt;/p&gt;

&lt;p&gt;The 
&lt;strong&gt;2012-2013
&lt;/strong&gt; Free Application for Federal Student Aid (FAFSA) form will be available for completion on 1/1/2012.&amp;nbsp; In order to be eligible for student loans for the 2012-2013 academic year, you must reapply or complete this form.&amp;nbsp; Before you can complete the FAFSA 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1072"&gt;read more...&lt;/a&gt;&lt;/p&gt;
</description>
      <pubDate>Fri, 23 Dec 2011 18:02:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>2012-2013 FAFSA Information  &lt;br/&gt;
 The 2012-2013 Free Application for Federal Student Aid (FAFSA) form will be available for completion on 1/1/2012.&amp;nbsp; In order to be eligible for student loans for the 2012-2013 academic year, you must reapply or complete this form.&amp;nbsp; Before you...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>Student Loan Default Facts and Repayment Tips for Struggling Borrowers</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1058</link>
      <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;a href="/finaid/Default_Facts_and_Repayment_Tips_8-11-10.pdf" target="_blank"&gt;Default and Repayment Fact Sheet&lt;/a&gt;&lt;/p&gt;</description>
      <pubDate>Tue, 20 Dec 2011 13:47:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>&amp;nbsp;&lt;br/&gt;
 Default and Repayment Fact Sheet &lt;br/&gt;...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>For Recent May 2011 Graduates</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1039</link>
      <description>&lt;p&gt;By now, you should have received repayment information and be getting ready to make your first payment on your Stafford student loan(s) &amp;ndash; or making arrangements to postpone payments.&amp;nbsp; Remember:&amp;nbsp; You are responsible for making payments even though you may not have received any communication 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1039"&gt;read more...&lt;/a&gt;&lt;/p&gt;
</description>
      <pubDate>Wed, 07 Dec 2011 20:17:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>By now, you should have received repayment information and be getting ready to make your first payment on your Stafford student loan(s) &amp;ndash; or making arrangements to postpone payments.&amp;nbsp; Remember:&amp;nbsp; You are responsible for making payments even though you may not have received any communication...</itunes:summary>
      <itunes:author>lhamel001</itunes:author>
    </item>
    <item>
      <title>Take Advantage of Tax Benefits for Higher Education</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1036</link>
      <description>It&amp;rsquo;s that time of the year again, when college students prepare for  finals, and high school seniors make a few last edits on their college  essays. But there&amp;rsquo;s another important lesson students shouldn&amp;rsquo;t  overlook: learning how to best take advantage of 
&lt;a class="r_lapi" href="http://www.foxbusiness.com/topics/politics/college-education.htm"&gt;higher education
&lt;/a&gt; 
&lt;a id="KonaLink0" class="kLink" style="text-decoration: underline ! important; position: static; font-family: inherit ! important; font-weight: inherit ! important; font-size: inherit ! important;" href="http://www.foxbusiness.com/personal-finance/2011/12/02/take-advantage-tax-benefits-for-higher-education/"&gt;
&lt;span style="color: blue; font-family: inherit ! important; font-weight: inherit ! important; font-size: inherit ! important; position: static;"&gt;
&lt;span class="kLink" style="color: blue ! important; font-family: inherit ! important; font-weight: inherit ! important; font-size: inherit ! important; position: static;"&gt;tax 
&lt;/span&gt;
&lt;span class="kLink" style="color: blue ! important; font-family: inherit ! important; font-weight: inherit ! important; font-size: inherit ! important; position: static;"&gt;benefits &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1036"&gt;read more...&lt;/a&gt;&lt;/span&gt;
&lt;/span&gt;
&lt;/a&gt;
</description>
      <pubDate>Mon, 05 Dec 2011 16:07:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>It&amp;rsquo;s that time of the year again, when college students prepare for finals, and high school seniors make a few last edits on their college essays. But there&amp;rsquo;s another important lesson students shouldn&amp;rsquo;t overlook: learning how to best take advantage of higher education   tax...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>National Student-Debt Refusal Campaign</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1010</link>
      <description>&lt;p&gt;Our office would recommend that you NOT participate in a National Student-Debt Refusal campaign. Hopefully the idea alone will get the attention of lawmakers, but participating can only do serious damage to your credit rating.&amp;nbsp; See more at:
&lt;/p&gt;

&lt;div class="uiAttachmentTitle" style="word-wrap: break-word; color: #333333; font-family: 'lucida grande',tahoma,verdana,arial,sans-serif; font-size: 11px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: 14px; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff;"&gt;
&lt;strong&gt;
&lt;a style="cursor: pointer; color: #3b5998; text-decoration: underline;" rel="nofollow" href="http://www.facebook.com/l.php?u=http%3A%2F%2Fchronicle.com%2Farticle%2FProtesters-Plan-a-National%2F129810%2F&amp;amp;h=nAQEPsw0gAQFOfSrMxo1Ohp-6b5ig5Y2T03HjGoFE59Y7XA" target="_blank"&gt;Protesters Plan a National 'Student-Debt Refusal' Campaign 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=1010"&gt;read more...&lt;/a&gt;&lt;/a&gt;
&lt;/strong&gt;
&lt;/div&gt;
</description>
      <pubDate>Thu, 17 Nov 2011 14:10:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>Our office would recommend that you NOT participate in a National Student-Debt Refusal campaign. Hopefully the idea alone will get the attention of lawmakers, but participating can only do serious damage to your credit rating.&amp;nbsp; See more at:&lt;br/&gt;
  Protesters Plan a National 'Student-Debt...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>Recent changes to the federal student loan program.</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=985</link>
      <description>&lt;p&gt;I know many of you are getting confusing information concerning the recent changes enacted by President Obama. &amp;nbsp;Below is a link to the clearest information that we have found. &amp;nbsp;We will continue to monitor these changes and update you as warranted.
&lt;/p&gt;

&lt;p&gt;
&lt;a href="http://www.nytimes.com/2011/10/27/your-money/student-loans/explaining-new-federal-student-loan-rules.html?_r=1&amp;amp;ref=your-money" target="_blank"&gt;Clearing Up Some Confusion About the New Federal 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=985"&gt;read more...&lt;/a&gt;&lt;/a&gt;
&lt;/p&gt;
</description>
      <pubDate>Fri, 28 Oct 2011 12:27:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>I know many of you are getting confusing information concerning the recent changes enacted by President Obama. &amp;nbsp;Below is a link to the clearest information that we have found. &amp;nbsp;We will continue to monitor these changes and update you as warranted.&lt;br/&gt;
 Clearing Up Some Confusion...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>Grace period coming to an end?</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=960</link>
      <description>&lt;p&gt;Informative article for 2011 graduates.&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.usnews.com/education/blogs/student-loan-ranger/2011/10/12/as-student-loan-grace-period-ends-consider-options-to-avoid-default" target="_blank"&gt;US News and World Report - Student Loan Ranger&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <pubDate>Thu, 13 Oct 2011 12:38:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>Informative article for 2011 graduates.&lt;br/&gt;
 US News and World Report - Student Loan Ranger &lt;br/&gt;
 &amp;nbsp;&lt;br/&gt;...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
    <item>
      <title>How Do You Stack Up on Credit Card Debt?</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=959</link>
      <description>&lt;p&gt;The Average College Student Has $3,200 on Credit Cards&amp;mdash;How Do You Stack Up?
&lt;/p&gt;

&lt;p&gt;If you're a typical student, you carry an average of $3,200 in credit  card debt. If your credit card's interest rate is about 14% and you pay  $100 a month, it will take you almost three and a half years to pay off  your 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=959"&gt;read more...&lt;/a&gt;&lt;/p&gt;
</description>
      <pubDate>Wed, 12 Oct 2011 20:50:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>The Average College Student Has $3,200 on Credit Cards&amp;mdash;How Do You Stack Up?&lt;br/&gt;
 If you're a typical student, you carry an average of $3,200 in credit card debt. If your credit card's interest rate is about 14% and you pay $100 a month, it will take you almost three and a half years...</itunes:summary>
      <itunes:author>lhamel001</itunes:author>
    </item>
    <item>
      <title>Bad news for graduate student loan borrowers</title>
      <link>http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=823</link>
      <description>Budget Control Act of 2011 - All have an effective date of July 1, 2012
&lt;br /&gt;
&lt;br /&gt;1. Elimination of the Subsidized Direct Loan for graduate students.
&lt;br /&gt;
&lt;span class="text_exposed_show" style="display: inline;"&gt;2. Elimination of the 1/2% upfront rebate.
&lt;br /&gt;3. Elimination of 1/4% interest rate reduction for auto debit in repayment.
&lt;br /&gt;
&lt;br /&gt;We will be sending out a mass email with further 
 &lt;a href="http://www.luthersem.edu/finaid/blog.aspx?m=3856&amp;post=823"&gt;read more...&lt;/a&gt;&lt;/span&gt;
</description>
      <pubDate>Wed, 03 Aug 2011 13:20:00 GMT</pubDate>
      <itunes:subtitle />
      <itunes:summary>Budget Control Act of 2011 - All have an effective date of July 1, 2012 1. Elimination of the Subsidized Direct Loan for graduate students. 2. Elimination of the 1/2% upfront rebate. 3. Elimination of 1/4% interest rate reduction for auto debit in repayment. We will be sending out a mass email with...</itunes:summary>
      <itunes:author>wsilvabr</itunes:author>
    </item>
  </channel>
</rss>