Bockman Hall in winter

Financial Aid Process

How to qualify for aid

The financial aid process usually begins after you have been admitted to a degree program. See our eligibility requirements and dates and deadlines below before filling out financial aid forms. 

The Office of Financial Aid also offers students financial aid forms and resources that we have found to be helpful for students in the past. 

Apply for aid

  • Be admitted to a degree program.  Non-degree and graduate certificate students are not eligible for financial aid.
  • Free Application for Federal Student Aid (FAFSA): For anyone considering student loans, the FAFSA is required. We encourage all students to complete the form, even if not initially considering student loans. As part of the FAFSA, you will be asked to provide the school code of the school(s) that you would like to receive your FAFSA information.  Luther Seminary's federal school code is G02357.
  • Luther Seminary Financial Aid Application: This is an online application. Only admitted students will be able to complete this step. Directions regarding completion of this form will be provided to admitted students after a financial aid file has been established.  A financial aid file will be established when a completed FAFSA form has been received in our office electronically from the Department of Education. Alternatively, an admitted student may send an email to and request to have a file started.

Dates and deadlines

Prospective students are encouraged to fill out a FAFSA form as soon as possible.  Students admitted to a degree program must also complete the Luther Seminary Financial Aid application as soon as possible. Deadlines vary for the various grants and scholarships we offer. Please see individual award descriptions for specific dates and deadlines.


In order to be eligible to apply for financial aid you must meet the following criteria:

  • Be in good academic standing.

  • Meet minimum courseload guidelines for the various aid types as follows:

Financial aid Degree programs Minimum requirements
Federal Direct Unsubsidized/Grad PLUS Loans M.Div., M.A., M.Th.,  Ph.D. 1.5 courses per semester, internship or CPE
Federal Perkins Loan M.Div., M.A. 1.5 courses per semester, internship or CPE
Luther Mourer Loan M.Div., M.A. 2.0 courses per semester, internship or CPE
Luther Need Based Grant M.Div., M.A., M.Th. 2.0 courses per semester or CPE, for M.Th. currently active in degree
Luther Merit Aid M.Div., M.A. 3 courses per semester.  J-Term may be combined with spring semester.
Graduate Aid

Ph.D., D.Min.

Acceptance in the program

Merit aid is awarded fall semester through summer semester.  There is no minimum for remaining merit aid used in the summer term.