Managing Credit Card Debt

There are a variety of great resources out there to help manage credit card debt, here are a few:

  • Lutheran Social Service Financial Counseling Service: Lutheran Social Service (LSS) of Minnesota offers free budget and debt counseling. They have debt management plans to help people pay off credit card debt and avoid scams for a nominal monthly fee. Call their toll-free number 1-888-577-2227 to set up a free phone appointment or in person appointment at one of their three area offices. You don’t need to be Lutheran to benefit from their services.
  • Frugal-Community Article: Check out this frugal-community article about ways to eliminate credit card debt. It is chock full of good resources and practices for those trying to pay down their credit card debt.
  • Credit Card Repayment Calculator: Based on the information provided, the calculator will give an estimate of how long it will take to pay off a current credit card balance.