Medical Insurance
Participation in the Seminarian Health Insurance Plan is required of
all students registered for 3.0 or more credits in fall semester
and/or spring semester. Students who can provide documentation of
other group coverage (as defined below) may waive participation in
the Seminarian Health Insurance Plan coverage, but will pay an
annual $250 waiver fee.
New students will find an insurance ID card in their packets. Drug
cards will be mailed to you mid-October.
Waivers
Students who waive seminarian coverage because they
have other coverage are not entitled to secondary coverage under the
plan. All students with an eligible waiver must complete a waiver
form and return it to the Business Office. Once the waiver request
has been submitted the first semester a student is enrolled, the
waiver form will continue in effect until such time that a student
chooses to move on to the Seminarian Health Insurance Plan. The
waiver fee of $250, however, will be assessed annually. The
requirement to sign waivers annually was recently eliminated. The
information in this section supersedes the information on health
insurance waivers found in the academic catalog.
“Other group coverage” is defined as coverage provided by:
1) Spouse’s current or former employer;
2) Parents’ current or former employer;
3) Student’s current or former employer;
4) An affiliated educational institution of a seminary;
5) Medicare or Medicaid.
Since they are not group plans, individual insurance
policies and high risk state-pooled health plans do not qualify as
an eligible waiver from the seminarian health plan.
Plan premiums
The annual seminarian plan premiums for 2006-2007 (coverage from
9/1/06 through 8/31/07) will be:
• Student $2871
• Waiver fee (not pro-rated) $250
Seminarians may purchase coverage for their dependents by
contacting the ELCA Account Manager as shown in the box on this
page. The premium for the 2005-2006 year (the most recent rates
available) for a spouse is $3110 and for children (one or more) is
$1988.
Those awaiting a call may extend this insurance plan for twelve
months after completing their studies. This coverage may be
purchased on a quarterly basis by completing the enrollment form.
Checks and or credit card payment must be sent with the enrollment
form for the insurance to be put in force. Students on Internship
should contact the Business Office about their coverage.
Questions about Coverage
Students with questions about coverage under the
Seminarian Health Insurance Plan, complaints about a claim, or
queries about preapproval, should contact the ELCA Account Manager,
Rita Linde, at 651.697.9290, 1.800.513.3788 or rlinde@new.rr.com.
International students should refer to the International Student
section which appears later in this handbook or contact the Office
of International Student Services for assistance at 651.651.3469.
Questions about payment of the premiums can be directed to Laura
Buystedt in the Business Office. |
