{"id":84,"date":"2017-12-11T16:16:34","date_gmt":"2017-12-11T16:16:34","guid":{"rendered":"http:\/\/localhost:8888\/?page_id=84"},"modified":"2025-01-23T21:10:58","modified_gmt":"2025-01-23T21:10:58","slug":"financial-aid","status":"publish","type":"page","link":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/","title":{"rendered":"Apply for Aid"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-1353\" src=\"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg\" alt=\"student sitting in the campus coffee shop\" width=\"220\" height=\"235\" \/>The\u00a0Office of Financial Aid\u00a0provides students with the financial resources necessary to achieve their educational goals. Luther Seminary provides more than $2.2 million in financial aid to students each year. On average, a student receives $6,985 in scholarships and grants from Luther Seminary.<\/p>\n<p>We are committed to providing accurate, responsive and respectful service to students. We administer\u00a0grants and scholarships\u00a0as well as federal and institutional\u00a0loans\u00a0in accordance with applicable policies and regulations while striving to be an innovative and service-minded department.<\/p>\n<h2>Steps to Apply<\/h2>\n<ul>\n<li>Be admitted to a\u00a0<a href=\"https:\/\/www.luthersem.edu\/admissions\/apply\/\">degree program<\/a>.\u00a0 Graduate Certificate students, Auditors and Non-degree students, including Affiliates, are NOT eligible for student loans.<\/li>\n<li><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\" rel=\"noopener noreferrer\">Free Application for Federal Student Aid (FAFSA)<\/a>:<strong>\u00a0<\/strong>For anyone considering student loans, the FAFSA is required. We encourage all students to complete the form, even if not initially considering student loans. As part of the FAFSA, you will be asked to provide the school code of the school(s) that you would like to receive your FAFSA information. \u00a0Luther Seminary&#8217;s federal school code is\u00a0<strong>G02357<\/strong>. \u00a0You are advised to complete and submit your applicable federal taxes to the IRS before completing your FAFSA. \u00a0No action is taken on a FAFSA with a tax status that is not completed and filed.<\/li>\n<li><a href=\"https:\/\/netpartner.luthersem.edu\/\" target=\"_blank\" rel=\"noopener noreferrer\">Luther Seminary Financial Aid Application<\/a>:\u00a0This is an online application. Only admitted students will be able to complete this step. Directions regarding completion of this form will be provided to admitted students after a financial aid file has been established. \u00a0A financial aid file will be established when a completed FAFSA form has been received in our office electronically from the Department of Education. Alternatively, an admitted student may send an email to\u00a0<a href=\"mailto:finaid@luthersem.edu\">finaid@luthersem.edu<\/a>\u00a0and request to have a file started.<\/li>\n<\/ul>\n<h3>Dates and deadlines<\/h3>\n<p>Prospective students are encouraged to fill out a FAFSA form as soon as possible. \u00a0Students admitted to a degree program must also complete the Luther Seminary Financial Aid application as soon as possible. Deadlines vary for the various grants and scholarships we offer. Please see\u00a0<a href=\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/scholarships\/\">individual award descriptions<\/a>\u00a0for specific dates and deadlines.<\/p>\n<h3>Eligibility<\/h3>\n<p><strong>In order to be eligible to apply for financial aid you must meet the following criteria:<\/strong><\/p>\n<ul class=\"compact\">\n<li>Be in good academic standing.<\/li>\n<li>Meet minimum courseload guidelines for the various aid types as follows:<\/li>\n<\/ul>\n<table class=\" bordered\">\n<tbody>\n<tr>\n<td><strong>Financial aid<\/strong><\/td>\n<td><strong>Degree programs<\/strong><\/td>\n<td><strong>Minimum requirements<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Federal Direct Unsubsidized\/Grad PLUS Loans<\/td>\n<td>M.Div., M.A., Th.M.,\u00a0 Ph.D.<\/td>\n<td>1.5 courses per semester, internship or CPE<\/td>\n<\/tr>\n<tr>\n<td>Federal Perkins Loan<\/td>\n<td>M.Div., M.A.<\/td>\n<td>1.5 courses per semester, internship or CPE<\/td>\n<\/tr>\n<tr>\n<td>Luther Mourer Loan<\/td>\n<td>M.Div., M.A.<\/td>\n<td>1.5 courses per semester, internship or CPE<\/td>\n<\/tr>\n<tr>\n<td>Th.M Scholarship<\/td>\n<td>Th.M.<\/td>\n<td>Acceptance in the program<\/td>\n<\/tr>\n<tr>\n<td>Graduate Aid<\/td>\n<td>Ph.D., D.Min.<\/td>\n<td>Acceptance in the program<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u00a0Taxes<\/h2>\n<div>Scholarships are tax-free when:<\/div>\n<div>\n<ul>\n<li>you are enrolled in a degree program;<\/li>\n<li>the funds are being used to cover <strong>required<\/strong> costs for your courses: tuition, fees, books, supplies, and equipment.<\/li>\n<\/ul>\n<p>If the total amount of your scholarships in a calendar year exceeds the total amount of these costs, the excess amount is taxable income.<\/p>\n<\/div>\n<div><\/div>\n<div>\n<div>It is your responsibility to determine your taxable status. For more information, contact the IRS at\u00a0<a href=\"http:\/\/www.irs.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=http:\/\/www.irs.gov\/&amp;source=gmail&amp;ust=1530366417941000&amp;usg=AFQjCNFpdbznH9BS7-hvd22xWvuRjeTeBw\">irs.gov<\/a>\u00a0or (800) 829-1040, or a tax professional. You can also review\u00a0<a href=\"https:\/\/www.irs.gov\/pub\/irs-pdf\/p970.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.irs.gov\/pub\/irs-pdf\/p970.pdf&amp;source=gmail&amp;ust=1530366417941000&amp;usg=AFQjCNF1d9Swz7-SUCMiICY8JD3xs75cYg\">IRS Publication 970 &#8211; Tax Benefits for Education<\/a>\u00a0on the IRS website, which details scholarships and taxes.<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The\u00a0Office of Financial Aid\u00a0provides students with the financial resources necessary to achieve their educational goals. Luther Seminary provides more than $2.2 million in financial aid to students each year. On average, a student receives $6,985 in scholarships and grants from Luther Seminary. We are committed to providing accurate, responsive and respectful service to students. We [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":52,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"sidebar-content-sidebar","footnotes":""},"class_list":{"0":"post-84","1":"page","2":"type-page","3":"status-publish","5":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apply for Aid - Luther Seminary<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apply for Aid - Luther Seminary\" \/>\n<meta property=\"og:description\" content=\"The\u00a0Office of Financial Aid\u00a0provides students with the financial resources necessary to achieve their educational goals. Luther Seminary provides more than $2.2 million in financial aid to students each year. On average, a student receives $6,985 in scholarships and grants from Luther Seminary. We are committed to providing accurate, responsive and respectful service to students. We [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/\" \/>\n<meta property=\"og:site_name\" content=\"Admissions\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-23T21:10:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"220\" \/>\n\t<meta property=\"og:image:height\" content=\"235\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/\",\"url\":\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/\",\"name\":\"Apply for Aid - Luther Seminary\",\"isPartOf\":{\"@id\":\"https:\/\/www.luthersem.edu\/admissions\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg\",\"datePublished\":\"2017-12-11T16:16:34+00:00\",\"dateModified\":\"2025-01-23T21:10:58+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#primaryimage\",\"url\":\"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg\",\"contentUrl\":\"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg\",\"width\":220,\"height\":235,\"caption\":\"student sitting in the campus coffee shop\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.luthersem.edu\/admissions\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tuition and Aid\",\"item\":\"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Apply for Aid\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.luthersem.edu\/admissions\/#website\",\"url\":\"https:\/\/www.luthersem.edu\/admissions\/\",\"name\":\"Admissions\",\"description\":\"Luther Seminary\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.luthersem.edu\/admissions\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Apply for Aid - Luther Seminary","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/","og_locale":"en_US","og_type":"article","og_title":"Apply for Aid - Luther Seminary","og_description":"The\u00a0Office of Financial Aid\u00a0provides students with the financial resources necessary to achieve their educational goals. Luther Seminary provides more than $2.2 million in financial aid to students each year. On average, a student receives $6,985 in scholarships and grants from Luther Seminary. We are committed to providing accurate, responsive and respectful service to students. We [&hellip;]","og_url":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/","og_site_name":"Admissions","article_modified_time":"2025-01-23T21:10:58+00:00","og_image":[{"width":220,"height":235,"url":"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/","url":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/","name":"Apply for Aid - Luther Seminary","isPartOf":{"@id":"https:\/\/www.luthersem.edu\/admissions\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#primaryimage"},"image":{"@id":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#primaryimage"},"thumbnailUrl":"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg","datePublished":"2017-12-11T16:16:34+00:00","dateModified":"2025-01-23T21:10:58+00:00","breadcrumb":{"@id":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#primaryimage","url":"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg","contentUrl":"https:\/\/www.luthersem.edu\/admissions\/wp-content\/uploads\/sites\/2\/2020\/02\/Visiting_02_220x235.jpg","width":220,"height":235,"caption":"student sitting in the campus coffee shop"},{"@type":"BreadcrumbList","@id":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/financial-aid\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.luthersem.edu\/admissions\/"},{"@type":"ListItem","position":2,"name":"Tuition and Aid","item":"https:\/\/www.luthersem.edu\/admissions\/tuition-and-aid\/"},{"@type":"ListItem","position":3,"name":"Apply for Aid"}]},{"@type":"WebSite","@id":"https:\/\/www.luthersem.edu\/admissions\/#website","url":"https:\/\/www.luthersem.edu\/admissions\/","name":"Admissions","description":"Luther Seminary","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.luthersem.edu\/admissions\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/pages\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/comments?post=84"}],"version-history":[{"count":7,"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/pages\/84\/revisions"}],"predecessor-version":[{"id":237975,"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/pages\/84\/revisions\/237975"}],"up":[{"embeddable":true,"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/pages\/52"}],"wp:attachment":[{"href":"https:\/\/www.luthersem.edu\/admissions\/wp-json\/wp\/v2\/media?parent=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}