This worksheet provides an estimated cost about how much tuition and fees will cost, which includes living expenses. The budget is an estimation and some students find they live much below the proposed budget. Create a personalized budget using these U.S. Department of Education tools.
Estimated costs 2023-2024
(9 month academic year – September to May)
| Off-Campus | Interns4 | M.Div. or M.A. DL3 | |
| Tuition | $23,200.001 | $4,640.00 | $13,920.002 |
| Room/Board | $13,518.00 | $13,518.00 | $2,508.00 |
| Books/Fees | $2,000.00 | $1,000.00 | $1,464.00 |
| Transportation | $2,806.00 | $2,806.00 | $3,706.00 |
| Misc. personal | $9,184.00 | $9,184.00 | $826.00 |
| Student loan fees | $100.00 | $100.00 | $100.00 |
| Total | $50,808.00 | $31,248.00 | $22,524.00 |
- Tuition example is based on 10 full courses during the academic year ($2,320 per course) for M.Div. For M.A. Tuition costs the typical course load would be 7 courses for a total of $16,240.00. For tuition costs for the Th.M., D.Min. and Ph. D. programs, please see below.
- Tuition for M.Div./DL is based on 6.0 courses during the academic year ($2,320 per course).
- Distributive Learning Program (Online)
- Budgets DO NOT include an allowance for health insurance, purchase of computer or dependent care costs. With documentation these costs can be added to expense budget. This will only have the impact of increasing student loan eligibility. To have these included please use the following form: Adjustments to Cost of Attendance Request
For complete information about costs, fees and refunds, please see our academic catalog.
Cost breakdown for 2023-2024
Course costs
| Master of Arts/Master of Divinity | $2,320 / Course |
| Master of Theology | $2,485 / Course |
| Doctor of Philosophy | $17,500/Year |
| Doctor of Ministry | Contact A.T.E. |
| Continuation Fee | $1,000/Semester |
| Graduate Certificate/Non-Degree | $2320 / Course |
Other fees
| Student Life Fee (per semester) | $10.00 |
| SEVIS Management Fee | $350.00 |
| Graduation Fee | $200.00 |
| ELCA Affiliation Fee* (One time) | $1,600/$2,000 |
* $1600 for students who affiliate within 6 months of being entranced in the ELCA. $2000 for those that do not affiliate and do so in the later stages of candidacy.
Rent Prices for Residential Students
- Bockman Hall Dorm single room: $372 per month ($1,860/semester)
- Bockman Hall Dorm double room 1 occupant: $450 per month ($2,250/semester)
- Bockman Hall Dorm double room 2 occupants: $255 per month ($1,275/semester)
- LDR Efficiency Apartment: $685 per month ($3,425/semester) + utilities
- LDR 1 Bedroom Apartment: $717/month ($3,585/semester) + utilities
- Houses: $574 per bedroom per month + Utilities (3-bedroom house = $1,722/month; 4-bedroom house = $2,296/month)
For additional information – Housing Website
Health Insurance
Insurance coverage is required for all Luther Seminary students. Because the Affordable Care Act has increased the health insurance options for students, Luther Seminary no longer offers its own student policy. Instead, students have multiple options for obtaining coverage:
- As a covered dependent under a group health policy of a spouse or of parents (if under age 26);
- An individual policy purchased directly from a private health insurer;
- An individual policy purchased through the Marketplace at www.healthcare.gov; or
- Medicaid or other government programs if you qualify, based on your state of residence.
International students should heed the guidance from the International Student and Scholar Affairs office on medical insurance coverage requirements. An international student is defined as an individual living and studying in the U.S. on an F-1, J-1, or another non-immigrant status (including R-1) visa.
For complete information about costs, fees and refunds, please see our academic catalog.