This worksheet provides an estimated cost about how much tuition and fees will cost, which includes living expenses. The budget is an estimation and some students find they live much below the proposed budget. Create a personalized budget using these U.S. Department of Education tools.
Estimated costs 2021-2022
(9 month academic year)
| Off-Campus | Interns4 | M.Div. or M.A. DL3 | |
| Tuition | $19,000.001 | $3,800.00 | $11,400.002 |
| Room/Board | $12,328.00 | $12,328.00 | $2,274.00 |
| Books/Fees | $2,000.00 | $1,000.00 | $1,328.00 |
| Transportation | $2,284.00 | $2,284.00 | $3,364.00 |
| Misc. personal | $8,218.00 | $8,218.00 | $750.00 |
| Student loan fees | $102.00 | $102.00 | $102.00 |
| Total | $43,932.00 | $27,732.00 | $18,272.00 |
- Tuition example is based on 10 full courses during the academic year ($1,900 per course) for M.Div. For M.A. Tuition costs the typical course load would be 8 courses for a total of $15,200. For tuition costs for the Th.M., D.Min. and Ph. D. programs, please see below.
- Tuition for M.Div./DL is based on 6.0 courses during the academic year ($1,900 per course).
- Distributive Learning Program (Online)
- Budgets DO NOT include an allowance for health insurance, purchase of computer or dependent care costs. With documentation these costs can be added to expense budget. This will only have the impact of increasing student loan eligibility. To have these included please use the following form: Adjustments to Cost of Attendance Request
For complete information about costs, fees and refunds, please see our academic catalog.
Cost breakdown for 2021-2022
Course costs
| Master of Arts/Master of Divinity | $1,900 / Course |
| Master of Theology | $2,325 / Course |
| Doctor of Philosophy | $16,500/Year |
| Doctor of Ministry | Contact A.T.E. |
| Graduate Certificate/Non-Degree | $1,900 / Course |
Other fees
| Technology Fee (Once per academic year) | $200.00 |
| Student Life Fee (Once per semester) | $10.00 |
| Graduation Fee (During the final year) | $200.00 |
Rent Prices for Residential Students
- Bockman Hall: $350/month ($1,750 per semester)
- LDR Efficiency: $645/month ($3,225 per semester) + utilities; nonrenewable lease
- LDR 1 BR: $675/month ($3,375 per semester) + utilities; nonrenewable lease
- Duplexes: $555/bedroom ($1,110/month) + utilities; nonrenewable lease
- Houses: $540/bedroom (3BR = $1,620/month; 4BR = $2,106/month ) + utilities
For additional information – Housing Website
Health Insurance
Insurance coverage is required for all Luther Seminary students. Because the Affordable Care Act has increased the health insurance options for students, Luther Seminary no longer offers its own student policy. Instead, students have multiple options for obtaining coverage:
- As a covered dependent under a group health policy of a spouse or of parents (if under age 26);
- An individual policy purchased directly from a private health insurer;
- An individual policy purchased through the Marketplace at www.healthcare.gov; or
- Medicaid or other government programs if you qualify, based on your state of residence.
International students should heed the guidance from the International Student and Scholar Affairs office on medical insurance coverage requirements. An international student is defined as an individual living and studying in the U.S. on an F-1, J-1, or another non-immigrant status (including R-1) visa.
For complete information about costs, fees and refunds, please see our academic catalog.